Best Savings Accounts 2025 South Africa. Known for its simplicity and low fees, capitec bank offers a global one savings account with competitive interest rates and easy accessibility through its digital platform. Government bonds (rsa retail savings bonds) property.

After rigorous research, we present the top 10 savings accounts that combine the best interest rates, features, and overall value. The savings pocket offers south africa’s top savings rate of 7.00%*, ideal for various savings needs such as dream goals, group savings, grocery clubs, and emergency funds.